Mintos Overview

Mintos is the largest P2P platform where EU citizens can invest. As of 1/2019 there are 264,532 loans available on the primary market and 198,290 loans on the secondary market.

Vast majority of loans if offered in EUR. Unless you have some savings in different currencies or know how to deal with FX risks I would recommend to invest into EUR loans only. Your strategy will be easier to maintain, monitor, and your portfolio will be very likely better diversified.

CurrencyLoansFor InvestmentAvg IR
EUR2358344216559411.7
RUB1801012977043017.9
GEL5330168251315.9
KZT282735064279417
PLN57944538110.9
GBP4172737989.2
DKK497483912
SEK361752978.7
MXN237722116

In 2018, investors put 1.5BN EUR in investments on Mintos marketplace:

Mintos - loans funded and total investmens.
Loans funded on Mintos and total Investments. Source: Mintos

Number of investors on Mintos is growing fast as well. On average, more than 5,000 new investors joined every month over last year:

Mintos – new users per month.